Navigating Flood Plains: Finding Safe Housing Options
Flood plains are areas that, despite their natural beauty and often fertile soil, pose significant challenges for residential development due to their susceptibility to flooding. However, with the right knowledge and preparation, it is possible to find and purchase homes in flood plains. This article will guide you through the process of finding safe housing options in flood plains, including tips for conducting online research and practical steps for visiting potential areas.
Understanding Flood Plains
Flood plains are naturally occurring areas between the banks of rivers and streams, but they can also extend on either side of rivers in valleys. These regions are highly susceptible to flooding due to their low-lying topography and wetland features. While flood plains offer rich agricultural potential, they also come with flood risks.
Researching Flood Risk Areas
To find homes in flood plains, the first step is to understand the flood risk in the areas you are interested in. Online resources such as flood plain maps and flood zone information are invaluable tools for this purpose. Here’s how you can effectively use these resources:
Using Google to Find Flood Plain Maps
When you search for 'flood plain maps,' or 'flood risk areas,' Google will provide you with a range of resources. Observe the maps to identify regions that are not heavily marked, indicating less immediate flood risk. These maps can also help you visualize where homes in flood plains are located in relation to rivers and waterways.
For more detailed analysis and data, consider using specialized websites like FloodSmart, which provides flood risk maps and information from various sources, including the National Flood Insurance Program (NFIP).
Knock on Doors to Gather Local Insights
Once you have identified potential areas, a crucial step is to gather first-hand information from locals. Knocking on doors in these communities can provide valuable insights into the flood risk, recent flood experiences, and the resilience of homes in the area. Here are a few tips:
Look for local support groups: These groups often have comprehensive knowledge about flood experiences and local authorities. Speak to homeowners: Directly interacting with current residents can give you a real feel for the living conditions and flood preparedness in the area. Observe the surroundings: Pay attention to infrastructure like drainage systems, levees, and protective structures.Practical Steps for Finding Flood Resilient Housing
Once you have a good understanding of the flood risks in your selected areas, it's time to look for homes that are flood resilient. Here are some practical steps:
Look for Elevated Structures
One of the most effective ways to build or retrofit a house to withstand floods is by elevating it. Houses on stilts, elevated foundations, or those with second stories can provide critical protection against rising waters. Check for any existing flood-resistant features during your property inspections.
Many older homes in flood plains, like the houses in Everett Snohomish River Road, were retrofitted with stilts after the 1975 flood. This is a common practice in flood-prone areas where communities have faced repeated flooding.
Consider Flood Protection Measures
Home buyers should also consider additional flood protection measures. These can include flood barriers, waterproofing, and even floodproofing lakes or garage floors. Homeowners should also ensure that any critical services like electrical panels, heating systems, and water heaters are elevated and protected.
Evaluate Insurance Options
Flood insurance is an essential aspect of living in flood plains. When purchasing a home, ensure that you have comprehensive flood insurance coverage. The National Flood Insurance Program (NFIP) is the primary provider of flood insurance in the United States.
During your research, you may come across stories like that of the farmer on Ebey Island who installed a hydraulic lift in his barn to protect his herd. Such innovative solutions may be worth considering when looking for flood resilient housing.
Conclusion
Finding a home in flood plains requires a thorough understanding of the flood risks and preparation to ensure the safety and resilience of the property. By using online resources, knocking on doors for local insights, and considering elevated structures and flood protection measures, you can navigate the challenges of flood plains and find a safe and secure home.